To Avoid Deed Theft and Protect Against Property Scans
Deed Theft
Deed theft is when someone takes over the title of a home—represented by a physical deed document—without the approval or knowledge of the true homeowner.
If you think you are a victim of deed fraud or theft, immediately report it to the Sheriff's Office—at (718) 707-2100 or online—and to the district attorney in the borough where your property is located. You can also call the office of the state attorney general at (800) 771-7755 or by filing a complaint online.
You should also get your own lawyer, according to the attorney general. But beware of hiring a lawyer referred to you by someone who may have a vested interest in your property, the office notes, including realtors.
How to prevent deed fraud or theft from happening
Sign up for the Notice of Recorded Document Program.
Check your property's deed on the Automated City Register Information System (ACRIS) at least once a year to make sure no fake or fraudulent documents have been recorded there.
Keep your records safe.
Never transfer ownership of your property, including organizations like mortgage assistance companies. Trustworthy people or businesses will not ask you to transfer your property rights to them.
Be skeptical about online ads, phone solicitations, or visits from strangers who promise mortgage modifications or to save your home from foreclosures.
Have a will. It is the easiest way to transfer the title of your home after your death.
Do not abandon your property or stop mortgage payments, property tax payments, or water bills, as this is a common way would-be deed thieves find targets.
This document is designed for general information only. The information presented in this document should not be construed to be formal legal or tax advice nor the formation of a lawyer/client relationship.
For more information on this and other topics, please contact Kevin via any of the channels listed below:
📧 kevin@kmckernan.com | 📞 718-317-5007