IRS Ended Acceptance of Paper Checks Starting September 30, 2025

Written By MerriLyn Gibbs

What Taxpayers Need to Do Now

The Internal Revenue Service (IRS) and other federal agencies have announced they will officially stop issuing paper checks for most transactions. This change, mandated by Executive Order 1427 signed by President Donald Trump in March 2025, is part of a broader initiative to 

streamline federal financial operations and reduce fraud, theft, and inefficiencies.

Why the Change?

The government claims it was done for: 

  • Security 

  • Cost 

  • Efficiency

What and Who is Affected?

The change impacts a wide range of federal transactions, including: 

  • Tax refunds 

  • Benefit payments and other IRS transactions

What You Should Do Now?

If you have not done the following, do it now to avoid any further disruptions:
 

1. Review your current refund methods. 


2. Ensure your bank account details are up to date with the IRS and other federal agencies. 


Alternative electronic payment methods include: 

  • IRS Direct Pay 

  • Electronic Federal Tax Payment System (EFTPS) 

  • Debit/Credit Cards 

  • Digital Wallets and IRS2GO App 

  • Prepaid Cards

As Always, These are the Exceptions to the Rule. These included: 

  • No access to U.S. based banking services by individuals 

  • It would be Undue Hardship to the individuals 

  • National security or law enforcement-related transactions 

  • Other cases as determined by the Secretary of the Treasury

This document is designed for general information only. The information presented in this document should not be construed to be formal legal or tax advice nor the formation of a lawyer/client relationship. 

For more information on this and other topics, please contact Kevin via any of the channels listed below:

📧 kevin@kmckernan.com  | 📞 718-317-5007

MerriLyn Gibbs
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