2026 Filing Season Updates and Resources for Seniors 

Written By Kevin McKernan

Enhanced Deduction for Seniors 

For tax years 2025-2028, taxpayers who are age 65 or older may be eligible to claim an additional $6,000 deduction per person ($12,000 if married filing jointly and both spouses are eligible). 

  • To be eligible, the person must be 65 on or before the last day of the tax year. 

  • It is available to eligible taxpayers who claim the standard deduction or itemize. 

  • The deduction phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers). 


Earned Income Tax Credit 

  • EITC helps low to moderate-income workers and families get a tax break. 

  • The maximum income amount for claiming the credit for the 2025 tax year is $68,675. 


The amount of the credit may vary based on income, family size and filing status. 

Check withholdings 

Social Security Benefits Information 

This document is designed for general information only. The information presented in this document should not be construed to be formal legal or tax advice nor the formation of a lawyer/client.

For further information please contact me at www.kmckernanlaw.com kevin@kmckernan.com or 718-317-5007.

Kevin McKernan
Next

Government Requests for Records: What Small Businesses Should Do First