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Kevin McKernan Kevin McKernan

Beware of Scams and Frauds Regarding SBA Loans

The SBA is sounding the alarm on rising fraud attempts targeting small business owners. Scammers may pose as SBA representatives, but there are key red flags to watch for—like emails not ending in @sba.gov or demands for upfront payments. Protect yourself and your business by knowing the signs.

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Kevin McKernan Kevin McKernan

Hurricane Season Starts June 1

The IRS is reminding individuals and businesses to safeguard important documents before disaster strikes. Being prepared can make all the difference when it comes to tax relief, insurance claims, and federal assistance.

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Kevin McKernan Kevin McKernan

Are you Classifying Your Workers Correctly?

The difference between an employee and an independent contractor hinges on one thing: control. And getting it wrong? That can lead to costly IRS penalties, back taxes, and legal headaches.

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Kevin McKernan Kevin McKernan

New DWI Law Signed April 2025

A newly signed law could change how DWI convictions affect your ability to drive. Instead of losing your license, many offenders may now be eligible to install an ignition interlock device (IID) in lieu of suspension—a game changer for many.

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Kevin McKernan Kevin McKernan

New York Passes Health Privacy Law

New York is stepping up health data privacy. On January 22, 2025, the state legislature passed the New York Health Information Privacy Act (NYHIPA)—setting strict new rules for how companies handle consumer health data.

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Kevin McKernan Kevin McKernan

Beware of Foreclosure Scams

Scammers often target homeowners in distress with promises of mortgage relief, but these "offers" can cost you your home. Be cautious of anyone charging upfront fees, guaranteeing loan modifications, or advising you to stop paying your mortgage.

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Kevin McKernan Kevin McKernan

Pet Trusts

What happens to your beloved pet if you’re no longer able to care for them? A pet trust is a legally enforceable way to ensure your pet is loved, supported, and financially provided for according to your wishes.

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